How do I even start?
We sold our home. Our matrimonial home.
We first marketed our home back in Nov 2011. We weren’t very sure about it but wanted to test the market and see its response. Though we made contingency plans on where we can move to, we weren’t exactly looking forward to it. We also thought of buying a second home while keeping this current one.
Occasionally, I flipped the Classified for fun and laughter and we will end up visiting some HDB resale flats impromptu. We will start analyzing the environment, the neighbors, the greenery where we can bring our Hero for his walks, all as if we are seriously buying the unit. Somehow or rather, these units we see will get sold in a day and we were never ready to make an offer.
All in all, we were half past six on moving. We keep having moving targets. So, as often as human beings behaved, we sat on it and the idea of selling the home died of natural causes.
One day, as often as I receive flyers from property agents, I received one that was miserably handwritten (perhaps he had written so many that the words are flying all over). I opened it and he particularly wanted a corner unit and willing to pay a high price for it. (price was indicated) I looked at the property agency. Well, never heard of it. So, after a couple of days, I randomly mentioned it to my ‘Ang’ and he said, maybe we should try calling him.
By this time, I am super sian about selling our home because we can never conclude what we wanted. I sat on it for another few days and for fun and laughter, I called the agent. He was so excited hearing from me and immediately wanted to view my place that evening with his buyer. We were cautious so we met up with him first. We sorted out everything with the agent (without signing any exclusive with him), the buyer came the following weekday night. Weekday night!!??? I was telling myself, whoever view properties on a weekday night must be a serious buyer. And in a whim, the buyer walked one round in my apartment and took out her cheque book and made a deposit. We negotiated because we needed to extend the handover date by another 3 months! So we gave them a discount. They agreed to it, we settled the paperwork and when the dust settled and main door closed, my ‘Ang’ and I looked at each other – For real, we SOLD it!
I checked that we have broke a record high selling price in our estate. I was happy about the sale but worried at the same time on where we are going to stay next.
The weekend before the buyer came to view our home, I was pretty worried already. So, this time, not for fun and laughter but for serious home hunting, I flipped the Classified and combed through Propertyguru and iProperty. We visited a few units and saw one that we liked. We didn’t make any offer because we weren’t sure if our place will indeed be sold. So when we did in fact sold our place, I ring up the unit that we liked and wanted a second viewing on a Thursday night. This also means we are serious buyer – visiting on a weekday night. We still didn’t make an offer but asked about handover date, early move in, etc. Lucky for us, this unit was a tenanted unit which means, vacating and handing over to us is straight forward. The owner don’t even need the proceed to buy another unit or needed any contra facility.
[Coincidentally, the selling agent of our new place asked us where we were staying so we told him and said we are selling our place before we can buy one. Upon hearing where we stay, he called me the next day telling me he had a buyer very interested in our estate, particularly a corner unit. So he arranged for a viewing, coincidentally the same day the other very interested buyer wanted to view our place. So, I suddenly had 2 interested buyers to view our place on the same weekday night! One at 830pm, one at 9pm. Both made offers but the latter made a higher one.]
Then my Ang’ suddenly dropped a bomb. “Eh, our bank loan is locked in!! We need to pay penalty!”
Wah Lau Eh!!!! I pulled out the bank loan letter of offer and scrutinize the small prints and clauses. I turned around and looked at my ‘Ang’: “Heng Ah! Got hope. May not have to pay penalty. I’ll call the banker tomorrow.” As it turns out, I was right. No penalty on the basis that the mortgage will be fully repaid because it was sold, not because it was refinanced to another financial institution.
To me, I take everything as a sign. When we marketed it back in Nov 2011, nothing seems to fall in place. But this time, the buyer was quick and was willing to extend the handover date, we saw a unit we liked with a seller that provided a straight forward transaction and allow early move in, and the loan just fell in place. All these happened in less than a week. It is a sign. They are signs! The stars are aligned now.
I wasn’t sad to sell our matrimonial home. I wasn’t depressed. In fact, I didn’t feel much about it. My neighbors were actually very affected by my sale.
Perhaps I was so focused on the sale and the buying of our new place, I completely had no time to feel about it. Now that the dust had settled and we are working with 2 interior designers on renovating the new place, I still don’t feel much about it. Maybe I will, when the day comes to move and the apartment is empty.